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Student Loan Consolidation

Student Loan Consolidation is a practical repayment tool that refinances your school loans into one loan, significantly reducing your monthly payment. Take a look at how much you can save each month with our student loan consolidation calculator.
Federal Loan Consolidation

Learn about federal student loan consolidation

Consolidating your federal student loans can reduce your monthly payment up to 53%. You can eSign your application online and be finished in minutes.
Private Loan Consolidation

Learn about private student loan consolidation

Our private student loan program offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.
Free Non-Student Loan Debt Consolidation

Do you have more debt outside of student loans? Please request a free debt consultation today. Consolidate your debt into one lower payment, avoid bankruptcy, and be debt free in as little as 12-48 months. Get Started Now!
How much can you save each month?

If you consolidate student loans right now, you could save hundreds of dollars a month. Here's a quick chart showing how much you could save on your monthly payments:
Total Loans Current Payment After Consolidation Monthly Savings
$30,000.00 $342.48 $227.22 $115.26!
$40,000.00 $456.64 $275.10 $181.53!
$50,000.00 $570.80 $343.88 $226.92!
$75,000.00 $856.20 $483.96 $372.24!
$100,000.00 $1,141.59 $645.28 $496.32!

Savings shown are based on the current Stafford Loan interest rate of 6.8%; borrowers in grace periods, with student loans other than Stafford (i.e. PLUS or Perkins loans), or with Stafford Loans older than July 1, 1998, will have different interest rates
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